diff --git a/.qoderignore b/.qoderignore
new file mode 100644
index 0000000..1bbc6fc
--- /dev/null
+++ b/.qoderignore
@@ -0,0 +1,53 @@
+# ====== IDE 配置 ======
+.idea/
+.vscode/
+*.iml
+
+# ====== 编译产物 ======
+bin/
+*.exe
+*.dll
+*.so
+*.dylib
+
+# ====== 日志和临时文件 ======
+logs/
+*.log
+*.tmp
+*.temp
+*.swp
+*.swo
+
+# ====== 测试产物 ======
+coverage.out
+*.test
+*.prof
+
+# ====== 依赖和缓存 ======
+vendor/
+go.sum
+node_modules/
+
+# ====== 文档中的二进制文件 ======
+docs/**/*.docx
+docs/**/*.xlsx
+docs/**/*.pdf
+docs/**/*.png
+docs/**/*.jpg
+
+# ====== 第三方 proto 定义 ======
+trans_hub/third_party/
+
+# ====== 其他服务（非主服务）======
+# 如果主要开发 post_bank_point_mall，可以忽略其他服务减少干扰
+# 取消注释以启用：
+trans_hub/app/ymt/jd/
+trans_hub/app/ymt/pacific/
+trans_hub/app/ymt/shrcb/
+trans_hub/app/ymt/bank_of_ruifeng/
+trans_hub/app/physical_goods/
+
+# ====== 生成的文件 ======
+**/wire_gen.go
+**/*_gen.go
+**/*.pb.go
diff --git a/trans_hub b/trans_hub
index 5ba3043..6a4f668 160000
--- a/trans_hub
+++ b/trans_hub
@@ -1 +1 @@
-Subproject commit 5ba3043f8df77157ba01246e82a391a8971c3125
+Subproject commit 6a4f66832b4025fe97c97eeda73a0a8b343326c6