diff --git a/internal/server/router/router.go b/internal/server/router/router.go
index 5cc3ecb..8e12bd7 100644
--- a/internal/server/router/router.go
+++ b/internal/server/router/router.go
@@ -7,6 +7,7 @@ import (
 	"encoding/json"
 	"fmt"
 	"io"
+	"log"
 	"net/http"
 	"strings"
 	"sync"
@@ -16,6 +17,11 @@ import (
 	"github.com/gofiber/websocket/v2"
 )
 
+const (
+	scbankQualificationProxyURL     = "http://101.204.7.15:11857"
+	scbankQualificationProxyTimeout = 30 * time.Second
+)
+
 type RouterServer struct {
 	app               *fiber.App
 	service           *services.ChatService
@@ -106,6 +112,7 @@ func SetupRoutes(app *fiber.App, ChatService *services.ChatService, sessionServi
 
 	// 转发Python服务
 	r.All("/proxy/fingerprint", forwardToPythonService)
+	r.All("/proxy/scbank/qualification", forwardScbankQualification)
 }
 
 func forwardToPythonService(c *fiber.Ctx) error {
@@ -150,6 +157,54 @@ func forwardToPythonService(c *fiber.Ctx) error {
 	return c.Send(body)
 }
 
+func forwardScbankQualification(c *fiber.Ctx) error {
+	// 调用外部权益接口前记录目标地址与关键请求信息，便于排查白名单和超时问题。
+	startAt := time.Now()
+	log.Printf("开始转发权益校验请求 | method=%s | path=%s | target=%s", c.Method(), c.Path(), scbankQualificationProxyURL)
+
+	req, err := http.NewRequestWithContext(c.Context(), c.Method(), scbankQualificationProxyURL, c.Context().Request.BodyStream())
+	if err != nil {
+		log.Printf("创建权益中转请求失败 | target=%s | err=%v", scbankQualificationProxyURL, err)
+		return c.Status(fiber.StatusInternalServerError).SendString(err.Error())
+	}
+
+	c.Request().Header.VisitAll(func(key, value []byte) {
+		req.Header.Add(string(key), string(value))
+	})
+
+	if c.Context().QueryArgs().Len() > 0 {
+		q := req.URL.Query()
+		c.Context().QueryArgs().VisitAll(func(key, value []byte) {
+			q.Add(string(key), string(value))
+		})
+		req.URL.RawQuery = q.Encode()
+	}
+
+	client := &http.Client{Timeout: scbankQualificationProxyTimeout}
+	resp, err := client.Do(req)
+	if err != nil {
+		log.Printf("权益中转请求失败 | target=%s | timeout=%s | cost=%s | err=%v", scbankQualificationProxyURL, scbankQualificationProxyTimeout, time.Since(startAt), err)
+		return c.Status(fiber.StatusBadGateway).SendString(err.Error())
+	}
+	defer resp.Body.Close()
+
+	for key, values := range resp.Header {
+		for _, value := range values {
+			c.Set(key, value)
+		}
+	}
+
+	body, err := io.ReadAll(resp.Body)
+	if err != nil {
+		log.Printf("读取权益中转响应失败 | target=%s | status=%d | err=%v", scbankQualificationProxyURL, resp.StatusCode, err)
+		return c.Status(fiber.StatusInternalServerError).SendString(err.Error())
+	}
+
+	log.Printf("权益中转请求完成 | target=%s | status=%d | cost=%s", scbankQualificationProxyURL, resp.StatusCode, time.Since(startAt))
+	c.Status(resp.StatusCode)
+	return c.Send(body)
+}
+
 func routerSocket(app *fiber.App, chatService *services.ChatService) {
 	ws := app.Group("ws/v1/")
 	// WebSocket 路由配置